Sunday, November 8, 2009

Time Factor

When it comes to investing, time is a very important factor.

When to buy? When to sell? This time factor will determine whether you invest in the right time.

Investing in the right time and at the right place will bring you MAXIMUM value.

Hence, always consider time when investing.

Saturday, September 19, 2009

Moving Money

Just to recall back... Money is invented to facilitate trade... Hence money is just temporary...

The higher the movement rate of your money, the richer you are.

Problems nowadays are, people just keep their money stagnant in their own bank account or on items that they don't really need.

Investing in stocks or real estates will make you more money, but it'll be useless if your money is just stagnant there.

Hence, we must always think of a method and move our money around... For the comfort of yourself, and also people around you... :)

Saturday, May 30, 2009

Think Global, Act Local

After some time, I finally understand what it really means.

In my opinion, "Think Global, Act Local" simply means we must always keep up to date with the world. We have to know from time to time about tecnology, economy, politics and etc.

When we are up to date, we can apply those new things into our country or maybe the place that we stayed. For example, Cyber Cafe might be flourishing in places near campus because internet access is not enough to cater the amount of students. However, if you are about to open a Cyber Cafe near the housing area with quick internet access, I would say is a failure.

Hence, the quote above simply says, whatever you do, adjust the new idea so that it will fit local culture.

Wednesday, April 22, 2009

MAKE more money instead of SAVE more money

Most people nowadays are thinking how he or she can save up more money for them to purchase the materials they have been longing to have.

Observe the following formula:

Income - Expenses = YOUR MONEY to SPEND

Many people will consider working on the "Expenses" part, that is cost-cutting in order to have more money to spend. Their move is not wrong but why must they follow what other people is doing?

Hence, I advised everyone out there to be more creative. Instead of working on the "Expenses" part, why not work on the "Income" part? Some might ask this question again... How do I work on my Income part? My boss is not going to pay me more!!!

For those who asked the question above, my advice to you...Try Googling...type "Make Money" and God's willing, you may find the solutions.

Now to some logical analysis.

Income - Expenses = Spending Money

-Income UP Expenses UNCHANGE Spending Money UP

-Income UNCHANGE Expenses UP Spending Money DOWN

-Income UP Expenses UP Spending Money UP/DOWN/UNCHANGE

-Income UNCHANGE Expenses DOWN Spending Money UP

-Income DOWN Expenses UNCHANGE Spending Money DOWN

Notice that cutting down "Expenses" doesn't affect much on your spending money but cutting down "Income" will definitely affect your spending money.

Once again, I advise you people to work on the income part. How to work on it? It depends on your creativity.