Observe the following formula:
Income - Expenses = YOUR MONEY to SPEND
Many people will consider working on the "Expenses" part, that is cost-cutting in order to have more money to spend. Their move is not wrong but why must they follow what other people is doing?
Hence, I advised everyone out there to be more creative. Instead of working on the "Expenses" part, why not work on the "Income" part? Some might ask this question again... How do I work on my Income part? My boss is not going to pay me more!!!
For those who asked the question above, my advice to you...Try Googling...type "Make Money" and God's willing, you may find the solutions.
Now to some logical analysis.
Income - Expenses = Spending Money
-Income UP Expenses UNCHANGE Spending Money UP
-Income UNCHANGE Expenses UP Spending Money DOWN
-Income UP Expenses UP Spending Money UP/DOWN/UNCHANGE
-Income UNCHANGE Expenses DOWN Spending Money UP
-Income DOWN Expenses UNCHANGE Spending Money DOWN
Notice that cutting down "Expenses" doesn't affect much on your spending money but cutting down "Income" will definitely affect your spending money.
Once again, I advise you people to work on the income part. How to work on it? It depends on your creativity.

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